How Much Will ₹5,000 SIP Grow in 10 Years?
The exact numbers on what ₹5,000/month invested in a mutual fund SIP grows to over 10, 15, and 20 years — with realistic Indian market return assumptions.
Indian Personal Finance
A framework
for your money.
No hedging. No "it depends." Concrete answers for salaried Indians thinking about SIPs, home loans, tax, and building wealth.
Free Calculators
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SIP Calculator
Monthly SIP returns with step-up and inflation adjustment.
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EMI Calculator
Monthly EMI, total interest, and early payoff savings.
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Tax Calculator
Old vs New tax regime — which saves you more?
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In-Hand Salary
CTC to take-home after PF, TDS, and HRA exemption.
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HRA Calculator
Exact HRA exemption under Section 10(13A) and tax saved.
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EPF Calculator
Your EPF corpus at retirement with salary growth and interest.
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NPS Calculator
NPS corpus, lump sum, monthly pension, 80CCD(1B) saving.
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FIRE Calculator
Your FIRE number and how long until financial independence.
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SWP Calculator
How long your corpus lasts and maximum sustainable withdrawal.
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Net Worth Tracker
Personal balance sheet — assets, liabilities, and downloadable snapshot.
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Inflation Calculator
What will ₹X cost in Y years at Indian inflation rates?
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FD vs SIP
Compare after-tax returns: fixed deposit vs equity SIP.
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Savings Calculator
What your monthly savings rate builds to over time.
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TVM Calculator
Time Value of Money — solve for PV, FV, N, Rate, or PMT.
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CAGR Calculator
Compound Annual Growth Rate — find CAGR, ending value, or years.
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ULIP vs term insurance + mutual fund — which wins
ULIP charges can eat 2–3% annually vs near-zero for term + mutual fund. Here's a clear breakdown of costs, returns, and flexibility to help you decide.
Sovereign gold bonds vs physical gold vs gold ETF
Compare 3 ways to invest in gold in India — SGBs, physical gold, and ETFs — including costs, returns, and which option suits your goals.
Super top-up health insurance India — explained simply
Understand how super top-up health insurance works in India and why it can cover bills beyond ₹8–10 lakh without replacing your existing policy.
RD vs FD — which is better for short-term savings
RDs suit monthly savers; FDs work better for lump sums. Compare interest rates, flexibility, and penalties to pick the right short-term option.
What is CIBIL score and how is it calculated
CIBIL score is a 3-digit number (300–900) that lenders use to judge your creditworthiness. Learn how it's calculated and what affects your score.