How to download your capital gains statement from Zerodha and Groww for ITR
Step-by-step guide to downloading your capital gains statement from Zerodha and Groww to file your ITR accurately this tax season.
Tax season has a way of making people remember every stock they bought and forgot about. If you’ve been investing through Zerodha or Groww — even casually, even just a few SIPs and one impulsive Infosys buy — you need to report your capital gains when filing your ITR. The good news is that both platforms make it reasonably easy to download exactly what you need. The less good news is that the menus are buried and nobody tells you where to look.
Here’s exactly where to find it.
Why You Even Need This Statement
When you sell mutual funds or stocks and make a profit, that profit is called a capital gain — and it’s taxable. The tax rate depends on how long you held the investment before selling.
If you held equity mutual funds or stocks for more than one year before selling, any gains above ₹1 lakh are taxed at 10% — this is called Long-Term Capital Gains (LTCG). Hold for less than a year and sell? That profit is taxed at 15% — Short-Term Capital Gains (STCG).
So if you bought Tata Motors shares in January 2023 for ₹50,000 and sold them in August 2023 for ₹65,000, your ₹15,000 gain is short-term and taxed at 15% — meaning ₹2,250 goes to the government. That needs to be declared in your ITR, and the capital gains statement is how you prove it.
How to Download from Zerodha
Zerodha doesn’t generate its own capital gains statement. It routes you through Console, which is Zerodha’s reporting and portfolio tracking platform. Here’s what to do.
Go to console.zerodha.com and log in with your Zerodha credentials. Once you’re in, click on Reports in the top navigation menu, then select Tax P&L. You’ll see a date range selector — set it to 1 April to 31 March of the financial year you’re filing for. For FY 2024–25, that’s 1 April 2024 to 31 March 2025.
Scroll down and you’ll find a Download button. Click it and you’ll get a detailed breakdown of every transaction — purchase price, sale price, holding period, and whether each gain is short-term or long-term. This is the document you (or your CA) will use to fill Schedule CG in your ITR.
One thing worth knowing: Zerodha’s Tax P&L covers stocks and F&O, but not mutual funds. If you’ve invested in mutual funds through Coin (Zerodha’s mutual fund platform), those gains appear separately. Go to coin.zerodha.com, click on Reports, and download the Capital Gains Statement from there as well.
How to Download from Groww
Groww is a bit more straightforward because it keeps stocks and mutual funds under one roof — though you still download them separately.
Log in to your Groww account on the web (the app works too, but the web version is easier to navigate). Click on your profile icon in the top right, then go to Reports. You’ll see two options: one for Stocks and one for Mutual Funds.
For each, select the financial year — again, FY 2024–25 means April 2024 to March 2025 — and hit Download. Groww will email the statement to your registered email address within a few minutes. Check your inbox and grab both files.
The Groww statement shows your realized gains — that’s the profit or loss you’ve actually locked in by selling, not just paper gains sitting in your portfolio. If you bought HDFC Mid-Cap Opportunities Fund units worth ₹30,000 and redeemed them for ₹38,000 after 18 months, your LTCG is ₹8,000 — well under the ₹1 lakh threshold, so no tax there, but it still needs to be reported.
What to Do With These Statements
Once you have both files, here’s what actually matters.
Open the statement and look for two columns: STCG (short-term capital gains) and LTCG (long-term capital gains). Add up all your LTCG across platforms — if the total is above ₹1 lakh, you’ll pay 10% on the excess. Add up all your STCG — that entire amount is taxed at 15%.
When you file your ITR (most salaried people file ITR-2 if they have capital gains), there’s a section called Schedule CG. You enter the numbers directly from your statements here. If you’re using ClearTax or the Income Tax Department’s own portal, it often pre-fills some of this from your broker’s data — but always cross-check with the downloaded statement, because pre-fills aren’t always complete.
To figure out how much tax you’ll actually owe after adding your gains to your salary, use our tax calculator.
Frequently Asked Questions
Do I need to report capital gains even if I made a loss?
Yes — losses need to be reported in your ITR too, because they can be set off against future gains. If you lost ₹20,000 on selling Yes Bank shares this year, that loss can reduce your taxable gains in the next few years. You only get to use this benefit if you’ve declared the loss in the year it happened.
What if I haven’t sold anything — do I still need this statement?
If you haven’t redeemed any mutual funds or sold any stocks during the financial year, you have no realized capital gains and don’t need to report anything from your investments. Unrealized gains — profits sitting in your portfolio that you haven’t cashed out — are not taxed.
My Zerodha P&L shows F&O losses. Where does that go in the ITR?
F&O (Futures and Options) income is treated as business income, not capital gains. It goes under a completely different section of the ITR and typically requires you to file ITR-3. If you’ve traded F&O even once during the year, it’s worth getting a CA to help you file.
Can I use the Groww app to download statements or do I need the website?
You can do it on the app — go to Profile → Reports — but the web version at groww.in gives you more options and the download is faster. Either works, and the statement you get is identical.
Is there a deadline for downloading these statements?
The statements themselves are available year-round. But your ITR filing deadline — usually 31 July for salaried individuals without audit requirements — is the date you need to keep in mind. Download your statements well before then so you’re not scrambling in the last week of July.